These General Terms and Conditions (the "Agreement") govern the obligations and rights of the Client and Future Warp Ltd (org no: HE454738), operating as "Bullmania" (the "Company"). By creating an account, purchasing, or using the Services, you agree to these Terms and become the "Client". If you accept these Terms on behalf of a company or other legal entity, you confirm that you are authorised to bind that entity, and "Client" then refers to that entity.
1.1 Subject to the terms and conditions of this Agreement, the Company hereby grants to the Client a non-transferable, non-exclusive, non-sublicensable, limited-term worldwide right and licence to access and use the Services. The "Services" means the at-all-times current version of the Company's offering, consisting primarily of the Company's trading software, tools and indicators (including MoneyLine and MoneyScanner), together with education on how to use and apply that software, such as courses, videos, assignments, quizzes and tasks; private or group sessions where purchased; access to the Company's community channels (including Discord); market commentary such as videos, live streams and reports; and related features, available through bullmania.com and associated platforms. The Client may not transfer, sub-license, or in any other way provide, permit, or utilise the Services or their material for use by a third party.
1.2 The Company reserves the right to implement new versions and upgrades of the Services including, but not limited to, changes that effect modifications to the material, design, operational method, technical specifications, systems, and other functions of the Services, at any time without prior notice.
1.3 The Company undertakes, in its sole discretion, to adopt reasonable measures so that the Services are available over the Internet around the clock, seven (7) days a week. The Company shall be entitled to take measures that affect the aforementioned accessibility where the Company deems such to be necessary for technical, maintenance, operational, or security reasons.
1.4 The Company has the right to amend these General Terms and Conditions. The Client shall be informed of any such amendments through a notification via e-mail or via the Company website.
1.5 The Company shall be entitled to retain subcontractors, including third-party software suppliers, for the performance of obligations in accordance with this Agreement.
2.1 The Company is primarily a software provider. The core of the Services is the Company's trading software, tools and indicators, including MoneyLine and MoneyScanner (the "Software").
2.2 All education provided as part of the Services, including courses, videos, coaching and community activities, is focused on teaching the Client how the Software works and how to apply it in their own trading process, including the Bullmania framework and Mechanical Rules on which the Software is based.
2.3 The Software and its outputs, including indicators, signals, scans, backtests and data, are analytical tools provided for informational purposes. They are not personal recommendations or instructions to buy, sell, hold or allocate any asset. The Client decides whether and how to use them.
2.4 The Company does not provide investment, trading, financial, legal or tax advice, portfolio management, or any other investment service. The Company and its representatives are not registered financial advisers in any jurisdiction.
2.5 The Client is solely responsible for their own trading and investment decisions, risk management and compliance with applicable laws.
3.1 Scope. The Services may include daily market update videos, weekly live streams, weekly technical analysis reports, Q&A sessions, market discussions in Discord and other community channels, and other market commentary shared by the Company, in video, text, live or any other format ("Market Content"). Market Content is provided equally to all members and is not tailored to any individual Client.
3.2 Educational only. Market Content shows how the Software and the Bullmania framework can be used to analyse the market. It is for educational and informational purposes only and does not contain personal recommendations, buy or sell signals, or instructions to buy, sell, hold or allocate any asset.
3.3 Personal opinions. Presenters and Company representatives may share their own views, including how they personally interpret the market or what they would do in their own situation, and may disclose their own positions. These are personal opinions for educational purposes, not recommendations to the Client.
3.4 Questions and answers. Questions may be asked during live streams, Q&A sessions, Discord discussions, comments or other formats. Answers are general and educational, are given for the benefit of all members, and do not take into account any individual's personal or financial circumstances. Presenters will not answer questions about what a specific person should buy, sell, hold or allocate, and may rephrase such questions into general ones or decline to answer them. Clients should not share personal financial details, such as their holdings or account sizes, when asking questions.
3.5 Accuracy and timing. Market Content reflects conditions at the time it is created, may contain errors and may become outdated quickly. The Client should not rely on it as a basis for any trading decision.
3.6 Schedule. The Company aims to provide Market Content regularly but may change its format, frequency or schedule, or skip or pause it, at its discretion, without this being a breach of this Agreement.
4.1 Trading and investing in crypto-assets and other financial instruments involves a high risk of loss, including the loss of all capital invested.
4.2 Past performance, historical analyses, model portfolios and backtests do not guarantee future results.
4.3 The Company makes no promise of profit or any particular result. The Client's results depend entirely on the Client's own decisions and actions.
5.1 The Client shall comply with security and administrative regulations as provided at sign-up, by e-mail, or on the Company website.
5.2 The Client is responsible for ensuring their contact, billing, and payment information is accurate and updated.
5.3 The Client is responsible for all activities under their account and agrees to comply with applicable laws.
5.4 The Client must not use the Services to infringe copyrights, disseminate confidential information, incite crime, or in any way contrary to the intended purpose.
5.5 The Client must notify the Company of any suspected breach of these terms.
5.6 The Client agrees to exercise due diligence in verifying the authenticity of any communication claiming to represent the Company.
6.1 The Client shall pay fees as presented at sign-up or otherwise agreed.
6.2 All subscriptions automatically renew unless cancelled before the renewal date.
6.3 The Client can cancel at any time through their account or by contacting support at hello@bullmania.com. Cancellations apply to future payments only.
6.4 All fees are billed in advance.
6.5 Payments are made via credit card, cryptocurrency, or another approved payment provider.
6.6 No refunds are provided for early termination due to Client breach.
7.1 The standard way to reach the Company is by emailing hello@bullmania.com. Company response time is generally within 1–2 business days on weekdays.
7.2 Discord messages, DMs, or chat posts may not always receive personal responses.
7.3 The Client must act respectfully and professionally in all community channels. Harassment, hate speech, or spamming leads to immediate removal without refund.
7.4 The Client must not promote or sell external services or communities inside the Company spaces.
7.5 The Client shall not make or publish any false, misleading, exaggerated, or disparaging statements about the Company, its staff, its services, or its community. This restriction applies to all public and semi-public forums, including social media, messaging groups, and any other types of digital communities.
8.1 The Company does not operate or provide support for any exchanges, brokers, or other external platforms. The Company cannot assist with KYC, withdrawals, or any platform-related issues or complaints.
8.2 The Client is solely responsible for conducting their own due diligence when using any third-party platform.
9.1 The Company retains all intellectual property rights to the Services. The Services are licensed, not sold.
9.2 All content entered by the Client remains their property. The Company disclaims liability for such content.
9.3 The Client may not reverse engineer, decompile, or otherwise tamper with the Services unless permitted by law.
10.1 Support is available via e-mail at hello@bullmania.com during business hours.
10.2 All inquiries must be submitted through provided support channels.
11.1 The Company collects and processes personal data in accordance with its Privacy Policy.
11.2 Cookies are used for login sessions and user-experience improvements.
12.1 The Client is responsible for secure storage of credentials and liable for unauthorised access.
13.1 The Company warrants the Services function materially as described.
13.2 All other warranties are disclaimed to the extent permitted by law.
14.1 The Company shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages of any kind, including but not limited to loss of revenue, loss of profit, trading losses, loss of data, or loss of opportunity, arising out of or related to the use of or inability to use the Services.
14.2 In the event of major defects that seriously impede the Client's use of the Services, the Company may act to rectify such defect without unreasonable delay, at its sole discretion.
14.3 The Client shall not be entitled to a reduction in payment, or to damages in the event of operational disruption or errors not due to negligence by the Company.
14.4 The Company shall not be obligated to defend or indemnify the Client against any third-party claims of intellectual-property infringement.
14.5 In the event that the Services are found to infringe third-party rights, the Company may, at its discretion, either procure rights, modify, replace, or discontinue the Services.
14.6 Notwithstanding anything else in this Agreement, the Company's total aggregate liability shall not exceed the amount paid by the Client for the Services.
15.1 Parties are excused from obligations under unforeseeable circumstances (e.g. war, flood, fire, legal changes).
15.2 Notice must be given promptly.
15.3 If obligations are delayed beyond 3 months, the Agreement may be terminated.
16.1 Both parties agree not to disclose confidential information unless legally obligated.
17.1 The Agreement begins on first login or payment.
17.2 Either party may terminate with 30 days' notice.
17.3 Immediate termination applies in cases of breach, insolvency, or payment suspension.
17.4 Upon termination, all access is revoked.
17.5 Client data may be deleted upon termination.
17.6 Sections 2, 3, 4, 8, 14, 20, 21, 22, 23 and 24 survive termination.
18.1 The Company may suspend access or terminate immediately for misuse, illegal activity, or material breach.
19.1 The Company may assign this Agreement to a group company or asset purchaser without consent.
20.1 If any clause is unenforceable, the rest remains valid.
20.2 The Agreement is governed by the laws of Cyprus.
20.3 Disputes are resolved via arbitration through the Cyprus Arbitration and Mediation Centre.
20.4 Claims for unpaid fees may go through Cyprus courts.
21.1 The Client acknowledges that electronic communications, websites, and online profiles can be falsified or spoofed to appear as if they originate from the Company, its representatives, or affiliated companies.
21.2 The Company does not provide investment services or manage Client funds in any way. All Bullmania products and services are strictly educational and informational in nature. Any claim that Bullmania or its representatives manage investments, offer returns, or request deposits is fraudulent.
21.3 The Company accepts payments for its educational programs only through official checkout systems available on bullmania.com or through verified payment instructions communicated directly from Company domains.
21.4 The Company shall not be liable for any loss, damage, or unauthorised transaction resulting from any fraudulent or deceptive activity conducted by third parties.
21.5 The Client is solely responsible for verifying the authenticity of any communication or payment request allegedly from the Company.
21.6 The Company may, at its discretion, publish public warnings or provide confirmation letters stating that certain individuals or entities are not affiliated with the Company.
21.7 The Client expressly agrees that the Company shall not be responsible for, and shall bear no liability for, any loss arising from spoofing, phishing, impersonation, or other fraudulent acts by third parties.
22.1 The Services may include an AI-powered feature that allows the Client to discuss markets, assets, and related topics. This feature is provided for informational and entertainment purposes only.
22.2 The Client acknowledges that AI systems can produce incorrect, incomplete, misleading, or fabricated responses, including but not limited to hallucinations, invented facts, inaccurate market data, and erroneous analysis.
22.3 Any output generated by the AI feature does not constitute legal, tax, investment, financial, or professional advice. The Client must not rely on AI-generated content when making financial, legal, or tax decisions.
22.4 The Company bears no responsibility or liability for any losses, damages, or decisions arising from the Client's reliance on, use of, or interpretation of AI-generated content.
22.5 AI-generated responses are not official communications from the Company. They do not create any binding obligation, representation, warranty, or contractual relationship between the Client and the Company.
22.6 The Client should independently verify any information provided by the AI feature before acting on it. The Client uses the AI feature entirely at their own risk.
23.1 Application. This Section applies whenever the Client receives private one-on-one coaching sessions ("Private Sessions"), whether they are included in the Client's purchase or purchased later as an add-on. By booking or attending a Private Session, the Client confirms acceptance of this Section.
23.2 Purpose. Private Sessions are education and accountability only. Their primary focus is teaching the Client how to use the Company's software, including MoneyLine, MoneyScanner and related tools, and how to apply the software in their own trading process. The coach may also explain the Bullmania framework, including the Mechanical Rules, and how the software and rules can be applied across different timeframes and risk parameters. The coach helps the Client build their own plan for using the software and holds them accountable for following it.
23.3 No personal recommendations. The coach will not recommend that the Client buy, sell, hold or allocate any asset, or use any specific exchange, custodian or other provider. The coach teaches how the software works and how it can be applied; the coach does not interpret software outputs as instructions for the Client. Nothing said in a Private Session is personal investment advice or an assessment of whether any investment, strategy or plan is suitable for the Client.
23.4 The Client's plan and decisions. The Client chooses how to use the software, including the timeframe, risk parameters and settings, and writes their own plan. The coach may explain the trade-offs of different software settings and approaches, but all decisions are made by the Client alone.
23.5 Software outputs, market views and model portfolios. Software outputs, general market analysis, daily videos and model portfolios are provided equally to all members and are not tailored to the Client. They are informational tools, as described in Section 2. Whether and how to use them is the Client's decision.
23.6 General market discussion. Although Private Sessions focus on the Company's software, a session may sometimes include general discussion about the market, market conditions or market cycles. Any such discussion is for educational and informational purposes only and is not financial or investment advice. The coach will not give the Client personal recommendations, buy or sell signals, or any other personalised financial guidance during such discussion.
23.7 No account access. The coach will never access, manage or trade the Client's accounts, funds, API keys or trading bots. The Client must never share login details, private keys or seed phrases with any coach.
23.8 Outside the scope of coaching. Private Sessions cover the Company's software and framework only. They do not cover tax, legal, retirement, debt or personal financial planning matters. For personal investment advice, the Client should consult a licensed professional.
23.9 Communication. Communication relating to Private Sessions takes place only through the Company's official email channels.
23.10 Reporting concerns. If the Client believes a coach has told them what to buy, sell, hold or allocate, or has otherwise acted outside this Section, the Client is encouraged to report it to hello@bullmania.com. Reports are reviewed by management and will not affect the Client's access to the Services.
24.1 If the Client has signed a separate written agreement with the Company, including a Bullmania program agreement, that agreement governs the products and services it covers and prevails in case of any conflict or inconsistency with these Terms.
24.2 These Terms continue to apply to any matter the signed agreement does not cover.
For any questions, please contact us at hello@bullmania.com